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Fines-Free Library Loan Program


fines free logo Why pay late fines? Why buy books and DVDs to avoid late fines? Go “Fines-Free” and get the books and media you want, to keep for as long as you want, at a low monthly price that’s cheaper than buying or renting, guaranteed!

How does it work?
In the “Fines-Free” Library Loan Program, you may borrow up to three (3), five (5), or ten (10) items at a time with no due dates and no overdue fines, ever! Keep your borrowed items for as long as you want. Exchange each item for a new one whenever you’re ready, as often as you want. Fines-Free gives you a new way to get the most out of your library card--no more due dates to remember, no more overdue fines to pay, no more worries.

What can I borrow?
Any circulating item in the Hayward Public Library collection may be borrowed on the “Fines-Free” plan including books, DVDs, etc. Hayward Public Library offers a catalog of 160,000 items to choose from.

How much do the plans cost?
  • $2.99 / month
    Up to three (3) items out at-a-time. Exchange each item for a new one whenever you’re ready, and as often as you want. There are no due dates and no overdue fines, ever!

  • $4.99 / month
    Up to five (5) items out at-a-time. Exchange each item for a new one whenever you’re ready, and as often as you want. There are no due dates and no overdue fines, ever!

  • $8.99 / month
    Up to ten (10) items out at-a-time. Exchange each item for a new one whenever you’re ready, and as often as you want. There are no due dates and no overdue fines, ever!
Are there other benefits?
Yes! Your first payment goes towards any existing fines you have. Items you have currently checked out will be renewed at no charge, even if they are currently overdue.

Can I cancel anytime?
Absolutely. You can easily cancel your “Fines-Free” membership anytime, online, 24 hours a day. There are no cancellation fees. However, there are no refunds for partial months. Any library items checked out at the time of cancellation will be due back to the library within 7 days for DVDs and 21 days for other items; standard overdue charges apply.

Does the Fines-Free program apply to items borrowed from other libraries through LINK+?
LINK+ items are not part of the Hayward Public Library collection. LINK+ items come from other libraries that extend the courtesy of loaning their items to us. Standard due dates and overdue fines apply to LINK+ items.

Where does my monthly payment go?
Your Fines-Free payments are used to buy more new Library books and media for the education and enjoyment of our customers and community. It's a win-win situation!

How do I sign up?



How do I change the number of items I can check out or cancel my Fines-Free service?
Complete the Make Changes to My Account form.

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